Each depositor's funds are insured to $250,000 and that limitation applies to the total of a person's funds in checking deposits, savings deposits, and time certificates of deposit for which an insured bank is liable. In addition to their individual insured accounts, each person is entitled to a maximum of $250,000 coverage for their interest in all of their joint accounts.
After your Bank of Pontiac checking application has been approved, you will receive Bank of Pontiac's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.
After your Bank of Pontiac checking application has been approved, you will receive Bank of Pontiac's routing and transit number and your account number. Simply contact Social Security, and have your Social Security Number and account information available to set up your direct deposit right over the phone. You may also sign a short form at the bank and we will electronically transmit your request.
Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!
Bank of Pontiac updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every day to reflect all account activity.
Yes! Funds can be transferred to and from Bank of Pontiac accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Call our Wire Transfer department or our Bookkeeping department at 1-815-844-6155 for details.
You can do most of your banking by using direct deposit, ATMs or ACH (Automated Clearing House) transactions. Bank of Pontiac also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.