Online Banking

Enroll Now˙Reset Password

Convenient Business Services


ACH Origination of Payroll

  • With ACH Origination, we can assist with your payroll duties.
  • ACH Origination is an efficient method of payroll distribution in which Bank of Pontiac initiates direct deposit of payroll into your employees' personal accounts.
  • This program saves you valuable time, provides a much safer and secure method of handling payroll and saves you from buying unnecessary supplies like check stock.
  • To find out if ACH Origination is right for your business, contact us today for a complimentary proposal.

Online Banking

Monitor your business account any time – day or night – with FREE Online Banking.
  • View your business accounts, loans and lines of credit
  • Confirm deposits and withdrawals
  • Transfer money between accounts or make loan payments
  • Reconcile your accounts instantly
  • Download account information into financial management software
  • Enter stop-payment requests (stop-pay fee applies)
  • Generate custom reports

Apply Now

Online Bill Pay**

Paying your suppliers and other operating expenses is quick and easy with our Online Bill Pay**.
  • Available 24 hours a day, every day of the year
  • No more checks, stamps or envelopes
  • Once you’ve established your payees, the system maintains a record of payee information
  • Paying your bills is easy – just select the payee, enter a payment amount and choose a payment date
  • Your bill payments will be itemized on your monthly checking account statement
  • Use Online Bill Pay to pay any bill – from national companies to local merchants

**Subject to approval; For Business Bill Pay, a $10 monthly fee will be charged regardless of the number of bill payment transactions completed during the month. 

Apply Now

Business Debit Card*

  • An easy convenient way of using your purchasing power.

*Subject to approval.

Merchant Credit Card Program

Bank of Pontiac has partnered with World Data Systems to provide a merchant credit card program for you. World Data Systems guarantees to offer your business the most competitive package to allow you to offer additional payment methods to your customers.
  • Provides payment options for your customers
  • Available for qualified merchants
  • Mastercard, VISA, American Express and Discover accepted
  • No minimum fee
  • Discount rates vary


Be able to verify your customer's available funds prior to accepting checks with one simple phone call.
  • Toll Free (855) 844-6152
  • Obtain account information 24 hours a day, 365 days a year
  • Transfer funds between your Bank of Pontiac accounts with pre-approval
  • Learn about our products
  • Review selected interest rates

Print Application

Wire Transfers

Outgoing: $25.00
Incoming: FREE for Bank of Pontiac customers, $20.00 for non-customers

International: $50.00

We can also assist with:

  • Coin Counting
  • Night Depository