Due to the recently passed legislation of the SECURE Act 2019 and the CARES Act, Bank of Pontiac wants to ensure that you are aware of how these changes may impact you and your IRA. We encourage you to speak to your tax adviser regarding the details of these changes and how they may pertain to you.  Please read the following info: SECURE Act 2019, CARES Act Overview, and CARES Act FAQs.  Please contact us at 815-844-6155 if you have account specific questions.