Do you have a question regarding the transition from First Farmers State Bank to Bank of Pontiac?
We are here to help! We want to answer your questions and concerns and make this transition as smooth and trouble-free for you as possible. For further information, you may also call Bank of Pontiac during regular business hours by phone 815-844-6155. Our website also contains a large amount of information about Bank of Pontiac, its products and services, and its branch locations and hours.
How does this merger benefit First Farmers State Bank customers?
You benefit in many ways! Customers will benefit from the combined banks in several ways, the most obvious being the addition of seven branches and fifteen ATMs throughout Livingston and Grundy Counties. Bank of Pontiac offers many of the same and great financial products including Interest Checking, Money Market accounts, Savings, Health Savings accounts, Business Checking, Farm Management, CDs and IRA accounts as well as a wide variety of loans including mortgage loans, home equity loans, HELOCs, personal loans and business loans. We also offer FREE Checking, FunTimer Checking and Mobile Banking.
Soon, you’ll be able to use any Bank of Pontiac ATM surcharge FREE!
How does this merger benefit Bank of Pontiac customers?
Some changes may be made when your First Farmers State Bank accounts are converted to Bank of Pontiac’s operating systems. If any changes are made, Bank of Pontiac is committed to making the changes as easy and convenient for you as possible. You will be notified well in advance of any changes and you will receive detailed information in a mailing. You will also be assisted every step of the way by bank staff you already know and have worked with for years.
Yes, you can continue to use the same checks and deposit slips you use today until the data processing conversion is completed. You will be notified well in advance of any changes.
Yes, these rates may change. You will be notified well in advance of any changes.
Is direct deposit available at Bank of Pontiac? Will they continue as usual?
When can I start using online banking and telephone banking?
Simply continue to mail your payments to the same address you have always mailed them. If changes are necessary, we’ll provide you with information well in advance.
What if I have a mortgage loan or other loan application in process?