|
|
Current Rates as of 11/20/08
Interest Checking
| Account Type and/or Terms |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum w/o Fee |
Comp. Freq. |
Int. Paid |
Tier I
0 - $2,499.99 |
0.40 |
0.40 |
$500 |
$500 |
Daily |
Monthly |
Tier II
$2,500 or more |
0.40 |
0.40 |
$500 |
$500 |
Daily |
Monthly |
Money Market
| Account Type and/or Terms |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum w/o Fee |
Comp. Freq. |
Int. Paid |
Tier I
0 - $2,499.99 |
0.40 |
0.40 |
$1,000 |
$1,000 |
Monthly |
Monthly |
Tier II
$2,500 or more |
0.40 |
0.40 |
$1,000 |
$1,000 |
Monthly |
Monthly |
Investment Money Market
| Account Type and/or Terms |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum w/o Fee |
Comp. Freq. |
Int. Paid |
Tier I
0 - $9,999.99 |
0.50 |
0.50 |
$5,000.00 |
$5,000.00 |
Monthly |
Monthly |
Tier II
$10,000 - $24,999.99 |
.80 |
.80 |
$5,000.00 |
$5,000.00 |
Monthly |
Monthly |
Tier III
$25,000 - $49,999.99 |
1.25 |
1.26 |
$5,000.00 |
$5,000.00 |
Monthly |
Monthly |
Tier IV
$50,000 - $99,999.99 |
1.50 |
1.51 |
$5,000.00 |
$5,000.00 |
Monthly |
Monthly |
Tier V
$100,000 or more |
2.00 |
2.02 |
$5,000.00 |
$5,000.00 |
Monthly |
Monthly |
Savings
| Account Type and/or Terms |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum w/o Fee |
Comp. Freq. |
Int. Paid |
| Personal Savings |
0.50 |
0.50 |
$100 |
$100 |
Daily |
Quarterly |
| Easy Savers |
0.50 |
0.50 |
$25 |
$25 |
Daily |
Maturity |
Health Savings
| Account Type and/or Terms |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum w/o Fee |
Comp. Freq. |
Int. Paid |
| Tier I 0-$2499.99 |
1.25 |
1.26 |
$100 |
$25 annual fee |
Daily |
Monthly |
| Tier II $2,500-$9,999.99 |
2.00 |
2.02 |
$100 |
$25 annual fee |
Daily |
Monthly |
| Tier III $10,000 or more |
3.00 |
3.05 |
$100 |
$25 annual fee |
Daily |
Monthly |
Certificates of Deposit
| Term |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Interest Penalty |
Comp. Freq. |
Int. Paid When Comp. |
| 31 Day |
1.40 |
1.41 |
$5,000 |
31 Day |
Maturity |
Maturity |
| 3 Month |
1.60 |
1.61 |
$2,500 |
3 Month |
Maturity |
Maturity |
| 6 Month |
1.95 |
1.96 |
$2,500 |
3 Month |
Quarterly |
Quarterly |
| 12 Month |
2.15 |
2.17 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 15 Month |
2.20 |
2.22 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 18 Month |
2.20 |
2.22 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 24 Month |
2.40 |
2.42 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 30 Month |
2.55 |
2.58 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 36 Month |
2.70 |
2.73 |
$500 |
12 Month |
Quarterly |
Quarterly |
| 60 Month |
3.25 |
3.29 |
$500 |
12 Month |
Quarterly |
Quarterly |
Certificate of Deposit "Specials"
| Term |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Interest Penalty |
Comp. Freq. |
Int. Paid When Comp. |
| 11 Month |
3.21 |
3.25 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 25 Month |
3.36 |
3.40 |
$500 |
6 Month |
Quarterly |
Quarterly |
Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawl. The CD specials listed above may renew into different lengths of maturity upon renewal.
For questions about our deposit accounts, please read our Deposit Disclosure .
FunTimer FunRates CD's
| FUN Rates CD's |
Interest Rate |
Annual Percentage Yield |
Minimum To Open |
Interest Penalty |
Comp.Freq. |
Int. Paid When Comp. |
| 31 Day |
1.40 |
1.41 |
$5,000 |
31 Day |
Maturity |
Maturity |
| 3 Month |
1.60 |
1.61 |
$2,500 |
3 Month |
Maturity |
Maturity |
| 6 Month |
1.95 |
1.96 |
$2,500 |
3 Month |
Quarterly |
Quarterly |
| 12 Month |
2.15 |
2.17 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 15 Month |
2.20 |
2.22 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 18 Month |
2.20 |
2.22 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 24 Month |
2.40 |
2.42 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 30 Month |
2.55 |
2.58 |
$500 |
6 Month |
Quarterly |
Quarterly |
| 36 Month |
2.70 |
2.73 |
$500 |
12 Month |
Quarterly |
Quarterly |
| 60 Month |
3.25 |
3.29 |
$500 |
12 Month |
Quarterly |
Quarterly |
FunRates CD "Specials"
| FUN Rates CD's |
Interest Rate |
Annual Percentage Yield |
Minimum To Open |
Interest Penalty |
Comp.Freq. |
Int. Paid When Comp. |
| 11 Month |
3.31 |
3.35 |
$500 |
3 Month |
Quarterly |
Quarterly |
| 25 Month |
3.46 |
3.50 |
$500 |
6 Month |
Quarterly |
Quarterly |
Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawl. The CD specials listed above may renew into different lengths of maturity upon renewal.
For questions about our deposit accounts, please read our Deposit Disclosure.
|
|
