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About Us

Bank of Pontiac opened its doors for business in 1947. Since then, we've been providing financial solutions for the people of Livingston County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses. We believe in serving and reinvesting in our communities by supporting local schools, churches, clubs and organizations.

Bank of Pontiac locations and asset size have grown throughout the years. In addition to our Main Bank located in downtown Pontiac and our West Bank in Pontiac on Route 116 West, we offer branch services in Odell, Dwight, Forrest and Fairbury. We have eight convenient ATM locations throughout Livingston County.  Our holding company, Pontiac Bancorp, Inc. was formed in 1982.

We value your financial needs at Bank of Pontiac. We are here to serve you not only as a customer but as your friend and neighbor. Our financial offerings include: checking and savings accounts, Certificates of Deposits along with home equity loans, mortgage and consumer loans. Our loan decisions are made locally by our Loan Officers – long time area residents. In addition, Agricultural, Trust and Discount Brokerage Services* are available. Our eco-friendly and convenient products include FREE Online Banking, Online Bill Pay, Mobile Banking, Debit/ATM Card, TeleBank24 and e-Statements.

At Bank of Pontiac, we believe that "Together We're Better".

*Trust and Discount Brokerage Services are not FDIC insured.